Turned down by your bank? You have more options than they told you.

Answer a few quick questions. A licensed Ontario mortgage broker will review your situation and reach out — no cost, no obligation.

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Licensed Ontario brokerage No cost, no obligation Your information stays private

How it works

1
Answer a few quick questions — takes a minute or two. No credit check at this step.
2
A licensed broker reviews — a real person, licensed in Ontario, looks at your situation.
3
They reach out to you — to talk through options from a range of lenders, not just one bank.

Let's start with the basics.

Your answers go directly to a licensed mortgage broker. Nothing is shared or sold.

Do you currently own a home?

Yes No

Roughly what is your current home worth? An estimate is fine. What's left on your mortgage? An estimate is fine.

When are you hoping to buy?

How would you rate your credit?

What's your employment situation?

Which province are you in?

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Questions

Is this a lender?

No. Your inquiry goes to {{ tokens.brokerage }}, a licensed Ontario mortgage brokerage. Brokers work with a range of lenders — banks, credit unions, and alternative lenders — with different criteria.

What does this cost?

Nothing to inquire, and no obligation. If you proceed, the broker will explain how any costs work for your specific situation before anything happens.

Will this affect my credit score?

Submitting this form does not involve a credit check. If you move forward, the broker will explain when and how a credit check happens.

My bank already declined me. Is it worth applying again?

A decline from one lender is one lender's answer. Different lenders have different criteria, and a licensed broker can tell you honestly what's realistic for your situation.